The following is a case study based on real Kapnick clients about an employee trying to choose between a HDHP or a PPO medical insurance plan. THE PROBLEM An employee whose main healthcare expense is prescription costs were given the choice by their employer between a High Deductible Health Plan (HDHP) and a Preferred Provider Organization (PPO). Despite the fact that their
The following is a case study based on real Kapnick clients about a manufacturing company’s struggle with segmented benefit plans between multiple locations. THE PROBLEM A new client in the automotive parts manufacturing industry with approximately 1,000 employees had segmented benefit plans between three
Wherever you’re located, you want on-the-ground, local experts to ensure you have the best access, resources, and insider knowledge. At Kapnick, we provide this. While Kapnick is the largest privately-owned insurance brokerage in Michigan, our reach extends far beyond our beautiful Great Lakes’ State’s borders. And if we don’t have direct, personal experience
The following is a case study based on real Kapnick clients about the poor employee engagement and low benefits enrollment a client was experiencing. THE PROBLEM A large property management group based in Michigan had full-time and part-time employees scattered throughout the US, primarily in Southern
The following is a case study based on a real Kapnick client. THE PROBLEM One of our Employee Benefits clients was having issues with their Business Insurance broker. Not only were they not receiving the kind of care and service they were used to with their Kapnick benefits team, but they felt as if they were paying too much premium for too little coverage.
The following is a case study based on real Kapnick clients about their struggle with the costs of their employee benefits. THE PROBLEM Three different clients were struggling with the costs of their employee benefits, specifically their health insurance, and turned to Kapnick
The following is a case study based on real Kapnick clients about the high cost of employee turnover a client was experiencing and it’s cause. THE PROBLEM A municipality client was having a lot of employee turnover, and didn’t understand what was causing it, but it was costing them a lot of time and money. Employee turnover is a major financial concern and
The following is a case study about the environmental impact of cannabis cultivation and the importance of environmental liability coverage for cannabis operations. As more states legalize recreational and medicinal marijuana, the environmental impact of large-scale cannabis cultivation is being examined more in depth.
The following is a case study about how common workplace hazards in the cannabis industry impact your workers’ compensation programs. THE PROBLEM A startup cannabis distribution client had multiple locations across the same state, with each location holding
The following is a case study about how Kapnick’s Specialty Risk experts provided in-depth consultation of policies to ensure a real Kapnick client fully understood how their management liability coverage would respond in various claim scenarios to mitigate risk and add value to their business.