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Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.

The role of personal insurance has changed over the years. With the expansion of online capabilities and services, your home, auto, and life insurances are treated more like a commodity than a promise of protection by many large insurance companies. With 70+ years of experience, Kapnick Insurance is committed to protecting the things you value most by listening to your needs and creating a program customized to fit those needs, without breaking the bank.

At Kapnick, we believe in, and continue to serve each client with, innovation and old-fashioned customer service. Our personal insurance experts serve as advocates for you, vetting all possible insurance companies and solutions to create a protection plan that is personalized to your needs. Our customer service representatives make it easy and painless to file claims and work as your partner in the resolution of life’s problems.

Logo Kapnick Advocacy

Claims Advocacy

Kapnick’s in-house claims advocates work for you and are there when you need them most. Our dedicated team members will listen and help you understand complex claim situations. They will also negotiate the best claim outcome possible on your behalf.

Private Client

High-net worth individuals have complex needs. We represent leading carriers and will share our expertise to help you manage your insurance requirements.

Digital Client Access

Through KapnickConnect, clients will enjoy a cutting-edge digital client experience that allows for easy access to critical information anytime, anywhere from your computer, smartphone, or tablet. Clients can access policy documents, issue auto ids, manage proof of insurance forms, file claims, make changes and communicate with team members in a convenient and efficient manner, saving time and money.

Our insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life. From auto insurance to home insurance, we’re in the business of helping people protect what they value and have worked so hard to build. For a personalized insurance quote please click on the type of insurance you are interested in below. We will be happy to help.

Private Client Insurance

People with large assets have unique risks. High net worth insurance is a customized policy type that protects clients from these risks—from home insurance to travel insurance and much more.

Auto Insurance

Your automobile can be a fairly costly investment – one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need at a price you can afford.

Home Insurance

Your home is one of your biggest assets, and it’s important to do all that you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.

Individual Life Insurance

You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for it when it does.

Individual Health & Medicare Insurance

For those who don’t have employer-sponsored health plans, an individual health and medicare insurance policy is a necessity. We’ll help you sort out the confusion of co-pays, coinsurance and other considerations and create a policy that fits your life.

Renters Insurance

When you rent or lease, your landlord’s insurance usually only protects the building itself — not your personal belongings. We’ll design coverage to protect your personal property and your lifestyle while renting.

Also Available
  • Medicare Supplement Insurance
  • Umbrella Insurance
  • Watercraft Insurance
  • Motorcycle Insurance
  • RV Insurance
  • Flood Insurance
  • Individual Dental Insurance