Skip to main content
Category

Business Insurance

John Gates Joins Kapnick Insurance as Commercial Risk Advisor

By Business Insurance, Kapnick News
Kapnick Insurance, a leader in innovative risk management solutions, proudly announces the addition of John Gates as a Client Executive specializing in commercial risk for the transportation and real estate industries. With extensive experience and an unwavering commitment to exceptional client service, John is well-equipped to assist Kapnick clients in navigating the complexities of these dynamic sectors. (more…)
Read More

How Insurance Carriers Look at Risk

By Business Insurance
When organizations approach insurance companies, the process of obtaining the right coverage for the right rate can often feel complex and opaque. To effectively manage your risk and secure the optimal terms, it's essential to understand what drives insurance carriers and how they operate. By uncovering the key factors that guide their decisions, you can better position your organization. (more…)
Read More

2025 Market Forecast – Commercial Risk

By Business Insurance, Insurance Update, Market Forecast
In 2024, global insurance rates experienced their first drop since 2017, making commercial insurance market conditions more favorable than they have been in a while. Yet difficulties remain for some lines of coverage and industries. At Kapnick, we believe these challenges make room for opportunity, if they are thoroughly understood and navigated. The largest trends we anticipate impacting the commercial risk market in 2025 include: (more…)
Read More

Deepfakes: A New Frontier in Cyber Threats for Business Owners

By Business Insurance
In the constantly evolving world of cyber threats, staying one step ahead is vital for protecting your business and its assets. While phishing schemes and ransomware attacks have been prevalent in the past, businesses have become more adept at defending against these threats through advanced security protocols and employee education. However, the emergence of deepfakes represents a new and sophisticated challenge that requires attention and a strategic defense. The Rise of Deepfakes Deepfakes utilize artificial intelligence to create highly realistic, yet fake, videos, images, and audio recordings. This technology leverages AI's capabilities in generating lifelike content, which can be indistinguishable…
Read More

Enhancing Safety and Efficiency for Fuel Haulers with Kapnick’s Risk Management Solutions

By Business Insurance
In the fuel hauling industry, safety and compliance are paramount. At Kapnick, we know the challenges you face, from DOT regulations to road hazards. Our risk management solutions boost your safety, efficiency, and peace of mind. Comprehensive MockDOT Inspections Our MockDOT service helps you stay compliant and ready for inspections. We conduct a thorough review of your operations, vehicle inspections, and documentation. This proactive approach identifies compliance issues early and provides solutions tailored to your needs. Tailored Training Resources Kapnick offers customized training to enhance driver safety and efficiency. Our online courses cover essential topics like: Defensive driving Hazardous material…
Read More

Navigate Nuclear Verdict Challenges with Confidence

By Business Insurance
In today's transportation industry, nuclear verdicts are significantly reshaping the landscape, particularly affecting fuel haulers. These substantial jury awards, often exceeding $10 million, arise from litigation cases where the awarded damages seem disproportionately large concerning the incident at hand. For fuel haulers, this poses a heightened risk given the industry's inherent challenges: (more…)
Read More

Late 2024 Trends in Commercial Risk and Employee Benefits

By Business Insurance, Employee Benefits, Insurance Update
As leaders, staying informed on trends in commercial risk and employee benefits can seem overwhelming. That's why, at Kapnick, we strive to provide our clients with valuable insights and actionable recommendations that make sense for their specific industry and unique needs. Our experienced team stays up-to-date on the latest developments in the insurance market so that we can help you anticipate potential risks and identify opportunities for cost savings. (more…)
Read More

Understanding Workplace Violence Risk Management

By Business Insurance
Media coverage of workplace violence tends to misrepresent the scale and nature of the problem. While the dramatic, isolated incidents often publicized are shocking, most workplace violence consists in less newsworthy – but equally worrisome – activity, including threats of physical violence, harassment, intimidation or other threatening behavior. And while failing to adequately prevent and cope with violent incidents in the workplace can lead to increased workers’ compensation costs, absenteeism, property damage and negative publicity, over 70 percent of U.S. workplaces do not have a formal policy or program addressing workplace violence, according to the U.S. Department of Labor. Recognizing…
Read More