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Personal Insurance

Apr 16

Umbrella Insurance: Extra Protection for Your Peace of Mind

By Personal Insurance
Your standard insurance—like homeowners, auto, or renters—does a great job covering the basics. But let’s be honest, accidents and lawsuits these days can get expensive fast, sometimes going way beyond those coverage limits. That’s where umbrella insurance steps in. It gives you extra protection and financial security, so you don’t have to lose sleep over the “what ifs.” (more…)
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Mar 20

6 Easy Steps to Get Your Home Ready for Spring

By Personal Insurance
With warmer weather just around the corner, this is the perfect time to refresh and maintain your home. Proper preparation ensures your home is safe, comfortable, and ready to handle the heat. Below, we’ve put together 6 easy steps to help you get started, including tips on essential maintenance tasks, outdoor preparations, and a closer look at the importance of homeowners insurance. (more…)
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Nov 25

Are Your New Holiday Gifts Covered by Insurance?

By Personal Insurance
The holiday season often brings joy, festivity, and excitement, as well as an influx of new and valuable possessions. Whether it’s a delicate piece of jewelry, a rare book, or the latest camera equipment, these high-value gifts can bring both happiness and a hint of worry. What if something happens to them? This is where insurance comes into play. Why Consider Insurance for Your Holiday Gifts? Imagine unwrapping a brand-new guitar on Christmas morning, only to have it slip from your hands. Or perhaps your new watch gets misplaced during a New Year’s celebration. These scenarios highlight the importance of…
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Nov 01

Winter Safety Tips for Homeowners

By Personal Insurance
Winter can be a picturesque wonderland, but it also brings challenges for homeowners. Ensuring the safety and integrity of your home during this harsh season is paramount. This blog post provides a detailed roadmap on winter safety measures that can help protect your home and loved ones.   Preparing Your Home for Winter Before winter's arrival, some preparatory steps are essential for the safety and efficiency of your home. Consider the following steps:   Inspect Your Home's Exterior for Damage Make sure to do a thorough inspection of your home’s roof, siding, and foundation. Damage to your home’s exterior can…
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Sep 19

The Advantages of Personal Umbrella Insurance

By Personal Insurance
It's a sunny day, you're cruising along, and life feels just right. But then, out of nowhere, a figurative cloud appears in the form of an unforeseen lawsuit or accident. And your standard insurance policy doesn’t cover the costs. This is why personal umbrella insurance, though oft-overlooked, is crucial for protecting what you've worked hard for against life's unpredictable storms. Understanding Personal Umbrella Insurance Imagine personal umbrella insurance as the extra-wide brim of protection extending beyond the limits of your auto or home insurance. It’s there to provide extra protection against those hefty legal or medical bills that could strip…
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Aug 21

Protecting Your Investments from Water Damage

By Personal Insurance
In the ever-changing property market, there's one sneaky threat that homeowners and business owners often overlook: water damage. While we might worry more about burglaries or fires, the stats tell a different story: properties are six times more likely to suffer from water damage than theft and seven times more than fire. At Kapnick Insurance, we get how serious this is, and we want to help you understand and tackle it head-on. (more…)
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Jul 24

The Dangers of Renting Out Your Home

By Personal Insurance
Renting out your home, or even a second home as a vacation rental, can seem like an attractive option for generating extra income, especially if you'll be away for an extended period. However, it's crucial to understand the risks and liabilities involved to protect yourself and your property. Below are some tips to help you navigate these potential pitfalls and ensure a smoother rental experience. (more…)
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