The following is a case study about how Kapnick’s Specialty Risk experts provided in-depth consultation of policies to ensure a real Kapnick client fully understood how their management liability coverage would respond in various claim scenarios to mitigate risk and add value to their business.
The following is a case study based on real Kapnick clients about the impact return to work programs have on getting employees back to work safely while minimizing disability and medical costs. THE PROBLEM Workplace injuries have the potential to impact any business or organization, at any time, no matter the industry.
The following is a case study based on real Kapnick clients about how poor office ergonomics were impacting a client’s workers’ compensation claims and premium costs. THE PROBLEM A Kapnick client with a large office staff kept having significant workers’ compensation claims due to repetitive strain
In light of increasing pharmacy costs, Kapnick is offering a new value added program to our Benefits services—RxKap. RxKap is a free prescription drug savings program that offers everyone, those with health insurance and without, significantly lower cash prices for much needed prescriptions.
Kapnick experts Bill Secinaro and Mike Fenstemacher in collaboration with Margaret Amsden at Clayton & McKervey and Tyler Horning of TDC Life weigh in on how to use life insurance to enhance your estate plan. Read more: How Life Insurance Enhances Your Estate Plan | Estate Planning Advice. Original article posted by: claytonmckervey.com.
The following is a case study based on real Kapnick clients about the impact of of insufficient D&O coverage for an individual board member and Kapnick’s collaborative, One Firm solution. THE PROBLEM One of Kapnick’s private clients was invited to join the board of a for-profit company but was concerned
The following is a case study based on real Kapnick clients about the impact a high experience modification rate was having on workers’ compensation premium costs. THE PROBLEM A precision machine component manufacturer had issues with their workers’
The following is a case study based on real Kapnick clients about the impact diabetes was having on a clients’ employee population and thus, their health insurance premiums. THE PROBLEM When an insurer dropped coverage of a brand of insulin medication and forced Kapnick clients’ diabetic employees
The business insurance marketplace in 2021 continues to be hard. Rates are increasing and capacity is decreasing. The cause of the hard market is multi-faceted, but follows a 10-year period of a soft market in which rates decreased and capacity in the marketplace was not an issue. Most believe COVID-19 is still impacting rates, including pricing,
Quick Facts: The Affordable Care Act (ACA) requires health insurance issuers and employers that sponsor self-funded group health plans to pay Patient-Centered Outcomes Research Institute (PCORI) fees. Employers that sponsor fully insured health plans are not required to pay the fee directly, but employers sponsoring self-funded plans must pay the fee annually on IRS Form 720.