When managing a business’s health benefits plan, selecting the right third-party administrator (TPA) is essential to ensure smooth and cost-effective operations. A TPA provides administrative and operational services such as: claims processing management reporting and more. Choosing the wrong TPA can lead to:
Parametric insurance is quickly becoming a popular option for those looking to manage their risk in an efficient and cost-effective way. This innovative form of risk transfer provides policyholders with immediate financial payments triggered by pre-defined events or conditions, rather than
The last three years have been increasingly challenging for the United States due to the COVID-19 pandemic. To combat the situation’s effects, two legal emergencies were put in place: the National Emergency (NE) the Public Health Emergency (PHE) Both President
Unconscious bias happens when people form impressions about other people that are either positive or negative based on stereotypes or preconceived notions about things like race, gender, ethnicity, age, disability, or other characteristics. Unconscious biases are usually ones that people aren’t aware of; they result from the brain’s tendency to group things together to
Each year, weather-related disasters affect the lives of hundreds of thousands of people. Fires, floods, earthquakes, and man-made disasters are only a few of the many different forms of emergencies. Basic services like electricity, gas, water, sewage treatment, and telephone service could be interrupted for days, even weeks. You might not have immediate access to local responders, or they might need to direct their attention
As a homeowner, you need to protect your investment, especially after a remodel. The following tips will help you ensure you have the coverage you need—eliminating worry and additional hassles. Review Your Homeowner’s Policy Limits Make sure that your home has sufficient coverage if you’ve remodeled, made an addition, or purchased an expensive item for your home.
A Kapnick client avoided over $10k in OSHA fines due to having tracked employee training progress prior to an incident. Read our case study to learn how: THE PROBLEM A manufacturing client’s employee removed a guard on a piece of line equipment and amputated her finger. She called OSHA to
Successfully managing the hundreds of potential risks in your organization is essential for long-term growth. Streamlining tracking risks, training employees to prevent them, and finding solutions before they occur is key to avoid worker injuries – and the citations, fines, lawsuits, and workers’
Mental health is an issue that affects all of us, but for business leaders it can be especially daunting. In a world where success is measured in terms of profit and productivity, it’s easy to lose sight of the importance of mental health for both you and your teams. As a leader, it’s important to recognize the impact of mental health on overall performance and take
Do-it-yourself (DIY) COBRA administration can be time consuming and expensive due to the legal ramifications of not following the multiplicity of requirements for each COBRA event. Failure to comply can lead to costly penalties and/or claims responsibility for you as an employer. Due to the complexities of the law and potentially serious consequences for mistakes
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