Kapnick Insurance Group, Author at Kapnick Insurance Group

Aug 03

Hurricane Preparation & Recovery Services

By Kapnick Insurance Group Risk Solutions

When disaster hits, many businesses find themselves under-prepared. With major storms looming and promising high winds, heavy rains, storm surges, and flooding, those along the East Coast and other affected areas need to prepare for potentially severe damage.

Jun 10

Claim Stories: Fire From Overloaded Outlet

By Kapnick Insurance Group Claim Stories

Accidents happen at home and at work during the most mundane tasks. However, following proper fire safety guidelines is your first step toward preventing devastating loss. In this claims story, a fire sparked by an overloaded electrical outlet caused major building damage. Read on to learn exactly what happened.

Jun 05

Understanding Michigan No-Fault Reform: Key Changes and Coverage Priorities

By Kapnick Insurance Group Auto Reform

Keeping up with Michigan's No-Fault Reform can feel overwhelming, but understanding the changes is crucial to ensuring proper coverage. In this guide, we’ll break down how benefits are prioritized under the reform and what you need to know about Personal Injury Protection (PIP) and Bodily Injury (BI) updates. What’s Changing in Michigan No-Fault Reform? Personal Injury Protection (PIP): PIP coverage is transitioning to tiered levels, giving drivers the flexibility to choose the coverage that fits their needs. Options include: Unlimited (current level under existing law) $500,000 $250,000 $50,000 (Medicaid required) PIP Exclusion/Opt-out (Medicare A&B required or qualified health coverage for…

Apr 28

Michigan No-Fault Reform: Employer Considerations

By Kapnick Insurance Group Auto Reform

The Michigan no-fault reform brings significant changes for both employees and employers. With drivers now able to select lower PIP (personal injury protection) limits, the Michigan no-fault reform impact includes a greater reliance on employer-sponsored health coverage. This shift has important implications for health plan costs and coverage gaps.

Apr 24

No-Fault Reform Update: Why Elect Higher Limits and Purchase an Umbrella Policy?

By Kapnick Insurance Group Auto Reform

The Michigan no-fault auto insurance reform can feel overwhelming. It’s hard to know what coverage you need or how much it will cost. This guide explains why we recommend higher limits and an umbrella policy to protect your family and assets.

Apr 08

No-Fault Reform Update: Cost Savings and the MCCA Fee

By Kapnick Insurance Group Auto Reform

We understand that Michigan no-fault insurance reform can be confusing, leaving you uncertain about the coverage you need or how much it will cost. We're here to help.

Mar 27

Tips and Tricks on Working from Home with Kids

By Kapnick Insurance Group Coronavirus

Working from home with kids can be a challenging adjustment, especially if it's your first time juggling remote work and family responsibilities. By following these tips and tricks, you can establish household best practices to make the transition smoother for everyone.

Mar 27

Home office ergonomics: How to set up your at-home workstation

By Kapnick Insurance Group Risk Solutions

Working from home has become the norm for many, and creating an ergonomic work-from-home setup is essential for maintaining comfort and productivity. While not everyone has access to ideal office accommodations, it’s important to utilize what you already have in your home to the best of your ability. Here are some tips to help you set up your workstation for the best ergonomic experience. Location: Choose the Right Spot for Your Ergonomic Work-from-Home Setup Choose an area of your home where you can avoid household noise and foot traffic. A proper workspace on a hard surface is essential. Avoid setting up shop…

Mar 03

No-Fault Reform Update

By Kapnick Insurance Group Auto Reform

We understand the no-fault reform can be confusing, and its unclear what coverage you need, or how much it’ll cost. We can help...

Feb 17

No-Fault Reform Update: Self-Funded vs. Fully Insured Plans

By Kapnick Insurance Group Auto Reform

We understand the no-fault insurance reform can be confusing, which is why we're dedicated to advising our clients on their options. We've created two white papers on the topic of no-fault reform and benefits plans, one for organizations with fully insured plans and one for organizations with self-funded plans.

Kapnick Insurance Group

Hurricane Preparation & Recovery Services

Claim Stories: Fire From Overloaded Outlet

Understanding Michigan No-Fault Reform: Key Changes and Coverage Priorities

Michigan No-Fault Reform: Employer Considerations

No-Fault Reform Update: Why Elect Higher Limits and Purchase an Umbrella Policy?

No-Fault Reform Update: Cost Savings and the MCCA Fee

Tips and Tricks on Working from Home with Kids

Home office ergonomics: How to set up your at-home workstation

No-Fault Reform Update

No-Fault Reform Update: Self-Funded vs. Fully Insured Plans

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