Skip to main content
All Posts By

Kapnick Insurance Group

Sep 11

The Benefits Of Alternative Funding Strategies

By Business Insurance, Case Studies
Just as it’s important to consider various forms of funding alternatives for employee benefits programs, there are just as many reasons to consider alternate funding options in the business insurance sphere. Alternate funding  presents numerous advantages tailored to modern business needs, particularly in industries subject to frequent fluctuations and uncertainties. Here’s an overview of the key benefits: Cost Efficiency Significant Savings: Businesses can see savings ranging from 20% to 50%, as highlighted in our Kapnick case study. Optimized Premiums: By analyzing claims history and risk profiles, business owners can secure more favorable premium rates. Enhanced Control and Flexibility Customized Coverage:…
Read More
Sep 11

Do you know what your experience mod will be?

By Business Insurance
Your experience modification rate is a critical factor that affects your workers' compensation insurance premiums. It reflects your company's claim history relative to other businesses in your industry. A mod rate of 1.0 is considered average; rates above this indicate a higher-than-average risk, leading to higher premiums, while rates below 1.0 can result in savings. Understanding and proactively managing your experience mod is essential for your company’s financial health. (more…)
Read More
Sep 11

Why Kapnick for Towers?

By Business Insurance
In the competitive landscape of the insurance market, finding the right partner can transform your towing business. At Kapnick, we offer the perfect blend of extensive resources and personalized service. Here’s why partnering with us makes sense for business leaders like you: (more…)
Read More
Sep 05

Expertise and Exclusivity through Kapnick’s Towing Practice

By Business Insurance
In the ever-evolving towing and transportation industry, having experienced professionals by your side can make all the difference. At Kapnick, we pride ourselves on our dedicated towing experts and robust practice group, designed specifically for business leaders like you. Here’s how we can benefit your operations: Expert Guidance: Our seasoned professionals bring years of industry experience, ensuring that you navigate challenges confidently and effectively. Tailored Solutions: We understand that every towing business is unique. That’s why we offer customized strategies to meet your specific needs and goals. Regulatory Compliance: Our team stays informed on the latest industry regulations, helping you…
Read More
Aug 21

Regulatory Risks in Directors and Officers Insurance

By Business Insurance, Specialty Risk
Corporate regulatory risks can often be overlooked when discussing directors and officers (D&O) liability insurance. However, recognizing these risks is crucial for businesses, especially in today's complex regulatory environment. In this blog post, we will simplify the concept of corporate regulatory risks and highlight their significance for your organization. WHAT D&O INSURANCE COVERS First, let's briefly discuss what D&O insurance covers. This type of insurance protects directors and officers, as well as the company itself, from claims arising from their decisions or actions while carrying out their duties. It typically covers legal fees and settlements in lawsuits for wrongful acts…
Read More
Aug 21

Protecting Your Investments from Water Damage

By Personal Insurance
In the ever-changing property market, there's one sneaky threat that homeowners and business owners often overlook: water damage. While we might worry more about burglaries or fires, the stats tell a different story: properties are six times more likely to suffer from water damage than theft and seven times more than fire. At Kapnick Insurance, we get how serious this is, and we want to help you understand and tackle it head-on. (more…)
Read More
Aug 14

Why Kapnick Strive is the Ideal Partner for the Cannabis Industry

By Employee Benefits
At Kapnick, we recognize the distinct challenges and opportunities faced by our numerous cannabis industry clients. We also specialize in creating impactful well-being programs that enhance employee productivity, retention, and overall health. This dual expertise enables us to customize workplace well-being initiatives to address the unique needs of cannabis employees, regardless of their roles. (more…)
Read More
Close Menu