Do-it-yourself (DIY) COBRA administration can be time consuming and expensive due to the legal ramifications of not following the multiplicity of requirements for each COBRA event. Failure to comply can lead to costly penalties and/or claims responsibility for you as an employer. Due to the complexities of the law and potentially serious consequences for mistakes
Business interruption is a time when a company is unable to operate because of a negative event, like a fire or flood. These unexpected disruptions are one of the most worrisome business hazards in today’s environment of rising unpredictability. These interruptions can be very expensive and even fatal to your organization if you don’t plan carefully. Read on to find out how you
The cost of healthcare is rising every year–both in premiums as well as doctor visits and prescription drugs. One consumer-driven approach many organizations offer is a high deductible health plan (HDHP) partnered with a health savings account (HSA). This is a great alternative to a traditional health plan as it’s designed to
You’ve spent years collecting your favorite items. So how do you make sure your collection is protected in case of fire, theft, or damage? Collectibles, such as comic books, baseball cards, whiskey, art, and vintage toys, can be precious investments that require special care when it comes to insurance. If you own any collectibles of significant value or sentimental importance, it’s essential to have the right coverage in place to protect them.
The Biden Administration has announced its plan to end the COVID-19 national emergency and public health emergency (PHE) on May 11, 2023. Employer-sponsored health plans have been required to comply with certain coverage requirements during the COVID-19 emergency periods, including the following:
March is women’s history month, which was established as a time to commemorate and encourage the study, observance and celebration of the vital role of women in American history. Now is a great time to explore ways to support and advance women in the workplace, and is the perfect opportunity to start investing in initiatives
The term “alternative risk transfer” (ART) is used to describe a wide range of insurance and risk management products and strategies. While each ART product is unique, they all share one common goal: to help businesses manage and transfer risk more effectively without relying on traditional commercial insurance. But with so many
You know the importance of having health care coverage and a 401(k), but are you taking advantage of all the benefits your organization offers? Voluntary benefits are additional benefit options offered through the company. Unlike traditional benefits like health coverage, employees are responsible for paying most or all
When it comes to business, the terms “diversity” and “inclusion” are often used interchangeably. However, there is a big difference between the two concepts – and it’s important for leaders to understand the distinction. Defining Diversity And Inclusion Diversity and inclusion are not just buzzwords, but rather an embodiment of how we strive to make everyone feel safe and accepted.
We all know that car insurance is important. But sometimes, in an effort to save money, people will buy the bare minimum. Unfortunately, this could end up costing them more in the long run if they’re involved in an accident. The following is a excerpt from our article The Bare Minimums Could Leave You Bare on why buying the bare minimum auto insurance is a risky move, and what to focus on instead. What To Do If You Can’t Afford Full Coverage Finding a good balance
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