Business Insurance Archives - Page 4 of 5

Jan 13

Overlapping Programs and Gaps in Coverage – A Kapnick Case Study

By Kapnick Insurance Group Business Insurance, Case Studies, Employee Benefits

The following is a case study based on real Kapnick clients. A developer specializing in commercial and residential properties had a long-time relationship with two separate insurance brokerages—one who provided their Employee Benefits and Private Risk Management and one who provided their (more…)

Jun 01

Experts in Michigan and Beyond

By Kapnick Insurance Group Business Insurance, Employee Benefits

Wherever you’re located, you want on-the-ground, local experts to ensure you have the best access, resources, and insider knowledge. At Kapnick, we provide this. While Kapnick is the largest privately-owned insurance brokerage in Michigan, our reach extends far beyond our beautiful Great Lakes’ State’s borders. And if we don’t have direct, personal experience (more…)

Apr 25

Recommended Practices for Safety and Health Programs in Construction Handbook

By Kapnick Insurance Group Business Insurance

These recommended practices in this handbook provide responsible employers, workers, and worker representatives with a sound, flexible framework for addressing safety and health issues on diverse construction job sites. The emphasis of these practices is to provide a proactive approach to managing occupational safety and health. (more…)

Apr 12

The Employee Benefits Market Trend Report

By Kapnick Insurance Group Business Insurance, Employee Benefits

As constantly changing circumstances affect how employers handle their operations and benefits offerings, the ability to get a solid picture of what other companies are doing becomes even more important. In 2021, Assurex Global conducted a series of polls with thousands of employers to gain an understanding from them on a variety of employee (more…)

Mar 28

How Insurance Purchasing Decisions Vary by Construction Specialty

By Kapnick Insurance Group Business Insurance

Professionals delivering risk management and insurance services to the construction industry understand, based on their experience, that the types of insurance policies and limits purchased vary by the specialty of a given contractor. Developing actual data to prove those anecdotes and experiences has historically (more…)

Mar 14

Should You Consider Contractor’s Professional Liability Insurance?

By Kapnick Insurance Group Business Insurance

General liability insurance is designed to cover bodily injury or property damage arising from a contractor’s negligence, not financial damages caused by negligent professional advice. Claims from owners for monetary damages arising from professional advice from contractors have become common, and contractors (more…)

Feb 28

Construction Benchmark Report Now Available

By Kapnick Insurance Group Business Insurance

You have a lot of decisions to make on a regular basis that have big impacts on your business. So we’ve got big news that can help you! As part of our series of industry-specific benchmark reports on the purchasing decisions of insurance buyers, we just published a 2021 Construction Benchmark Report that dives deep into the decisions made by construction company (more…)

Dec 08

The Underwriting Process for Cannabis Risks

By Rama Gupta Business Insurance, From the Experts

The underwriting process for cannabis risks is unique to the cannabis industry. Unlike many other industries, underwriting moves quickly. At Kapnick, we pride ourselves on being flexible yet aggressive. In many cases, carriers will quote based on applications as opposed to accord forms, so having a marketing and service team with strong connections to (more…)

Nov 29

What exactly is a surety bond for cannabis, anyhow?

By Kapnick Insurance Group Business Insurance, From the Experts

A cannabis surety bond can range from $5,000 to $5,000,000 and provides a financial guarantee to a state or municipality that a company will perform according to the laws and regulations governing your license. A surety bond does this in two ways: 1. By requiring companies to be bonded, additional scrutiny of company and leadership’s finances and credit ensures (more…)

Nov 24

Eau De Cannabis – A Kapnick Case Study

By Rama Gupta Business Insurance, Case Studies, From the Experts

The following is a case study about the environmental impact of cannabis cultivation and the importance of environmental liability coverage for cannabis operations. As more states legalize recreational and medicinal marijuana, the environmental impact of large-scale cannabis cultivation is being examined more in depth. (more…)

Business Insurance

Overlapping Programs and Gaps in Coverage – A Kapnick Case Study

Experts in Michigan and Beyond

Recommended Practices for Safety and Health Programs in Construction Handbook

The Employee Benefits Market Trend Report

How Insurance Purchasing Decisions Vary by Construction Specialty

Should You Consider Contractor’s Professional Liability Insurance?

Construction Benchmark Report Now Available

The Underwriting Process for Cannabis Risks

What exactly is a surety bond for cannabis, anyhow?

Eau De Cannabis – A Kapnick Case Study

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