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Insurance can be a complicated purchase that requires more than 15 minutes of your time. As an independent insurance brokerage we work for you, not the insurance company – giving you the power of choice.

We represent many different insurance companies

As an independent insurance brokerage, we represent many different insurance companies which offer a wide variety of coverage options and price points. With our connections and knowledge of the market, we can often find a better value for your insurance dollar than you might find searching on your own. We do the shopping. You do the saving. In the end you get the right blend of price, coverage and service.

We are licensed insurance advisors

Our licensed insurance advisors know insurance and can explain the complexities of insurance in simple terms, helping you make smart decisions. They make a career out of assessing each client’s unique insurance needs and matching them with the insurance company best equipped to meet those needs at a price that fits the budget.

We serve as your personal risk advisor and advocate

Our insurance brokers become your personal advisor and advocate, taking the time to listen to you and understand your individual needs. They know it’s not just about finding a price you can afford; it’s also about making certain you are appropriately covered so that you don’t end up insurance-poor if you do suffer a loss. And, if you have a billing or claim concern, or need to change your coverage, they will serve as your advocate, working with the insurance company on your behalf.

We offer one-stop shopping

As an independent insurance brokerage, we can meet all of your insurance needs with the companies we represent, providing personal, business and employee benefits solutions under one roof. The best insurance for one person may not be the best for another – because everyone’s situation is different. We are committed to help you find the BEST insurance for YOU.

We are by your side for the long haul

Our insurance brokers don’t end the relationship when you sign on the dotted line. They periodically review your coverage to ensure you have the right protection in every phase of your life or business. They are there to help you through transitions and changes, whether you’re going from renting an apartment to buying a home, starting a business, getting married, renovating, adding a teen driver to your auto policy, or looking for ways to enhance your employee benefits package.
Learn About Our History

Listen to how it all started! Founded on the fundamental values of a deep commitment to customer service, hard work, and giving back to the community, Kapnick went from a small town shop focused primarily on personal and small business insurance to a Top 100 insurance broker in the US. We did this while retaining our independence and without forgetting our roots. Over 75 years later, companies and individuals look to Kapnick as a trusted advisor, providing solutions that protect their operations, employees, and futures.

WJR’s Business Biography: Episode 2 – Kapnick Insurance