Category

Business Insurance

Sep 11

Managing Employee Safety and Workers’ Comp Costs in Funeral Homes

By Business Insurance, Insurance
Your funeral home team faces unique risks every day—lifting heavy caskets, handling chemicals, and managing the unpredictable, emotionally demanding nature of the work. These factors not only increase the potential for injuries but also drive up workers' compensation for funeral homes, straining your business, especially when working with a small staff. Hidden Risks Impacting Workers' Compensation for Funeral Homes Heavy lifting often leads to chronic back and joint injuries, resulting in lost time and higher claims. Chemical exposure, particularly to substances like formaldehyde, poses serious health risks even with strong safety protocols. Additionally, emotional stress and fatigue from unpredictable schedules…
Read More
Sep 11

Navigating Liability Risks for Funeral Homes

By Business Insurance, Insurance
Funeral homes play a vital role during a family’s most challenging times—but with this responsibility comes unique liability risks. Many owners mistakenly believe general liability insurance covers every scenario, but this is a costly misconception. Comprehensive funeral home liability insurance is essential to protect your business from risks tied to the sensitive professional services you provide. Why General Liability Isn’t Enough General liability insurance protects your business from basic risks like slip-and-fall accidents, property damage, and personal injury on your premises. For example: A guest slips on a wet floor and is injured. An employee accidentally damages a family heirloom.…
Read More
Sep 09

Protecting Your Business: Understanding Assault and Battery Insurance

By Business Insurance
Picture this: At a large apartment complex, two residents argue in the parking lot late at night. The confrontation escalates, and one person suffers an injury. Soon after, the property management company faces a lawsuit over failing to provide adequate security for their tenants. Incidents like these serve as a crucial reminder—organizations face real risks of liability claims from assaults or altercations. You may assume your general liability policy covers all incidents on your property, but these policies often exclude claims arising from assault and battery. Specialized assault and battery insurance addresses this gap. In this post, you’ll learn what…
Read More
Sep 04

Kapnick Welcomes Davis Meyn as Commercial Risk Advisor

By Business Insurance, Kapnick News
Davis Meyn joins Kapnick Insurance as a Client Executive in Indianapolis. His addition strengthens Kapnick’s presence in Indiana. Davis specializes in insurance for the construction and manufacturing industries. He developed his client-focused approach during his time at Ball State University. Davis chose Kapnick for its commitment to staying privately held and its exceptional support for clients and employees. “Kapnick’s dedication to its people and specialized teams truly set it apart,” he said. “I’m excited to expand our reach and deliver innovative solutions to clients in Indianapolis.” With a passion for outstanding service and building strong relationships, Davis is ready to…
Read More