We understand the no-fault reform can be confusing, and its unclear what coverage you need, or how much it’ll cost. In this article we'll help explain why we recommend electing higher limits and purchasing (more…)
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Due to shelter-in-place orders related to COVID-19, auto insurers expect a decrease in drivers on the road, fewer miles driven, fewer accidents, and fewer claims. As a result, many are offering premium relief to their personal auto insurance customers. (more…)
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COVID-19 is impacting individuals and organizations of all sizes. The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small and mid-size businesses keep their worker employed despite the pandemic. Also known as the (more…)
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What you need to know: A recent Executive Order issued by Governor Cuomo, together with recent amendments to the insurance and banking regulations (the “regulations”) issued by the New York State Department of Financial Services (“Department”), extend grace periods (more…)
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We understand the no-fault reform can be confusing, and its unclear what coverage you need, or how much it’ll cost. We can help. What is Changing? PIP - Personal Injury Protection (PIP) will be transitioning to tiered levels of coverage. Drivers will have the ability (more…)
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Kids are off school. You are working remotely, possibly for the first time ever. Everyone is staying home to stay safe, and trying to find a new normal. Juggling your responsibilities won’t be easy, but by following some tips and tricks, you can establish some household best practices to make the transition easier for everyone.
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With Michigan instituting a Stay Home, Stay Safe policy, a lot of workers are finding themselves suddenly working from home. For some, Wednesday may have been day one, for others you may have had more time to work out the kinks. (more…)
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Given the current global COVID-19 pandemic, now more than ever catastrophic “balance-sheet protection” specialty coverages are in the limelight. We are pleased to share our assessment of the risk and insurance opportunities and hurdles (more…)
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As the impact of COVID-19 continues to evolve, it can be difficult to keep up with relevant information. At Kapnick we work hard to keep our clients informed and ensure our communications are timely and relevant, while also (more…)
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What you need to know: Various health insurance carriers--currently including Blue Cross Blue Shield of Michigan and Blue Care Network, Priority Health, and HAP--are allowing employers to extend coverage (more…)
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