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The Blog

Our latest insurance articles, insight and news.
May 29

Lower Costs With Onsite Risk Management

By Business Insurance
Lower Costs With Onsite Risk Management Business leaders frequently watch their commercial insurance premiums rise year after year, feeling as though they have little control over the financial outcome. You pay for coverage hoping you never need it, yet even minor incidents can trigger complex claims and drive your costs even higher. Fortunately, you do not have to sit back and accept these premium increases as a standard cost of doing business. Implementing robust onsite risk management changes the dynamic completely. By taking a highly proactive approach to workplace safety, you can identify hidden hazards and build practical protocols that…
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May 29

Lower Your Insurance Broker Costs Now

By Business Insurance
Lower Insurance Broker Costs in a Changing Market The commercial insurance landscape undergoes constant shifts, and recent market adjustments have created new opportunities for businesses to save money. Rates in many sectors are stabilizing, and favorable conditions are emerging for well-managed risk portfolios. However, many business leaders are looking at their recent renewals and wondering why their premiums remain stagnant or continue to climb. If you are not seeing a notable reduction in your insurance expenses, the issue might not be the market itself. Instead, it might be a sign that you are not partnered with the right broker. Understanding…
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May 29

Streamlining Commercial Refinances for Smoother Closings

By Business Insurance
Streamlining Commercial Refinances for Smoother Closings Securing a new commercial property or refinancing an existing asset involves a massive amount of coordination. You have to manage appraisals, legal reviews, environmental reports, and financing approvals all at once. The last thing you need is a last-minute delay caused by an insurance compliance issue. Unfortunately, insurance often becomes an afterthought during the transaction timeline. This oversight can quickly derail a closing when lender requirements are misunderstood or missed entirely. For property owners and investors, streamlining commercial refinances requires a proactive approach, especially when it comes to navigating complex insurance guidelines. By partnering…
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May 27

Rising Transportation Insurance Costs (How to Fix It)

By Business Insurance, Insurance
Each year, transportation companies face a frustrating reality: rising transportation insurance costs. Even if you have a great safety record and minimal claims, you might still see your auto rates climb. It’s a trend that can strain budgets and leave business owners feeling powerless. So, what’s going on? It’s not just you. The entire insurance market is being reshaped by forces outside of your control. But while you can’t change the market, you can change your approach to it.
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May 27

Benefits Data Analytics: Leveraging Insights to Predict Outcomes

By Employee Benefits
Watch the Video When it comes to managing employee benefits, making data-driven decisions is key. Claims data analytics has emerged as a powerful tool in  By analyzing historical claims data, organizations can: Uncover trends Identify potential risks Predict outcomes Control costs Enhance the overall employee experience For HR professionals and organizational leaders, this approach not only promotes better decision-making but also ensures a healthier, more productive workforce.
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May 21

The Balance between Customization and Consolidation

By From the Experts, Specialty Risk
Are you a private equity firm or an investor with a diverse portfolio of investments? Do you struggle with managing multiple insurance programs for each of your investments? If so, you may be considering consolidating your insurance programs into one master program.   But is this the best solution for you and your business?   In this blog post, we'll explore the pros and cons of keeping separate insurance programs versus a master program that covers all of your investments.   PROS OF KEEPING SEPARATE INSURANCE PROGRAMS:   Management control: in order to attract and retain the best managers at…
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May 21

Introducing Kapnick Private Equity Specialists

By Business Insurance
PRIVATE EQUITY INSURANCE SOLUTIONS AT KAPNICK At Kapnick Insurance, our Private Equity Practice Group specializes in delivering tailored Private Equity Insurance Solutions. Led by Doug Miller and Melissa Selke, our nine-member team of seasoned executives and industry veterans addresses the unique challenges and opportunities within the private equity sector. Our approach goes beyond marketing. We provide expert solutions and tangible value that align with your needs. In today’s dynamic mergers and acquisitions climate, our innovative insurance risk capital solutions bridge the gap between buyers and sellers, helping to: Reduce risk, Drive value, and Ensure successful transactions. A National Reputation Our…
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May 20

Representations & Warranty Insurance (‘RWI’) Market Update: Stability for most Transactions

By From the Experts, Insurance, Risk Solutions
THE CURRENT STATE OF THE MARKET Although non-private equity M&A deal activity stalled somewhat in 2025 due to trade policy uncertainty and global market volatility it has picked up significantly thus far in 2026, particularly in the strategic sector.  We are seeing lots of acquisitions in the Technology, Media and Healthcare/Life Sciences sectors in particular. Despite this uptick in deal volume and related expectation of a hardening market for RWI there is currently ample demand by insurers to write the business.  Most M&A transactions are easily and competitively complimented with RWI with little impediments.  Although there are some insurers that…
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May 20

Contingent Liability and Tax Insurance: A Powerful Duo in M&A Deals

By From the Experts, Risk Solutions
As a private equity leader, you understand the practical roadblocks that often arise in mergers and acquisitions (M&A). These transactions carry significant risks, especially contingent liabilities and tax issues. These two challenges, often intertwined, demand specialized risk management strategies. This is where contingent liability and tax insurance prove invaluable. Understanding Contingent Liability Contingent liability refers to a known risk or issue with potential financial consequences. These consequences depend on the outcome of a specific event, but the exact loss or likelihood remains uncertain. Examples include pending lawsuits (such as judgments on appeal), product warranties, environmental obligations, or long-term tail liabilities…
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