Tag

environmental Liability

Strong Carrier Relationships: Why They Matter in Transportation Insurance

By Business Insurance
Insurance in the transportation industry can be complex. Whether you run trucking, towing, logistics, or fuel operations, every mile on the road carries risk. That’s why finding the right transportation insurance solutions is critical. At Kapnick, we’ve built strong relationships with top transportation-focused carriers to ensure our clients get the best coverage, pricing, and support. Industry Expertise You Can Trust Our carrier partners specialize in transportation insurance solutions. They understand the unique risks your business faces and design policies that truly protect you. Coverage options include: Auto liability Physical damage Cargo/bailee liability Environmental or spill exposure (if applicable) This expertise…
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Eau De Cannabis – A Kapnick Case Study

By Business Insurance, Case Studies, From the Experts
As more states legalize recreational and medicinal marijuana, the environmental impact of large-scale cannabis cultivation is under greater scrutiny. Environmental concerns for cannabis operations include water and energy use, extraction practices, waste disposal, and odor. While risk management programs help reduce environmental pollutants, having environmental liability coverage is just as critical. The following case study highlights why. The Problem: Odor and Environmental Liability Flowering cannabis plants produce strong odors, which can disrupt neighboring businesses if not controlled. Courts have ruled that odors from facilities fall under the pollution exclusion in commercial general liability policies. A substance doesn’t need to be…
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