All Posts By

Jessi Cole-Jackson

Navigating Property Insurance in the Food & Ag Sector

By Business Insurance, Insurance
For companies in the agriculture and food manufacturing sectors, protecting physical assets is fundamental. Your facilities, equipment, and inventory are the lifeblood of your operation. Yet, securing comprehensive and affordable property insurance is becoming increasingly complex. Underwriters are scrutinizing risks more closely than ever, and businesses are facing significant challenges, particularly around stock throughput, business income protection, and the perceived quality of their facilities. The way you present your business to the insurance market can dramatically influence your premiums and the quality of your coverage. It’s no longer enough to simply have assets; you must demonstrate a proactive approach to…
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Managing Employee Safety and Workers’ Comp Costs in Funeral Homes

By Business Insurance, Insurance
Your funeral home team faces unique risks every day—lifting heavy caskets, handling chemicals, and managing the unpredictable, emotionally demanding nature of the work. These factors not only increase the potential for injuries but also drive up workers' compensation for funeral homes, straining your business, especially when working with a small staff. Hidden Risks Impacting Workers' Compensation for Funeral Homes Heavy lifting often leads to chronic back and joint injuries, resulting in lost time and higher claims. Chemical exposure, particularly to substances like formaldehyde, poses serious health risks even with strong safety protocols. Additionally, emotional stress and fatigue from unpredictable schedules…
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Navigating Liability Risks for Funeral Homes

By Business Insurance, Insurance
Funeral homes play a vital role during a family’s most challenging times—but with this responsibility comes unique liability risks. Many owners mistakenly believe general liability insurance covers every scenario, but this is a costly misconception. Comprehensive funeral home liability insurance is essential to protect your business from risks tied to the sensitive professional services you provide. Why General Liability Isn’t Enough General liability insurance protects your business from basic risks like slip-and-fall accidents, property damage, and personal injury on your premises. For example: A guest slips on a wet floor and is injured. An employee accidentally damages a family heirloom.…
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Drive to 75: Simplify the Complex

By Kapnick News
Simplifying the Complex: The Power of Always Learning at Kapnick At Kapnick, we believe that learning is more than a mindset—it’s the key to simplifying the complex. Our commitment to "Always Learning" sets us apart, enabling us to break down intricate challenges and deliver clear, effective solutions for our clients. Whether it’s navigating market shifts or staying ahead of industry trends, learning fuels our ability to innovate, grow, and succeed. By prioritizing continuous learning, we ensure our clients gain the clarity and confidence they need, no matter how complex their insurance needs may be. But what does "Always Learning" look…
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Employer Guide to Dependent Care Assistance Plans (DCAP)

By Employee Benefits
In the ongoing quest to attract and retain top talent, your benefits package serves as a powerful strategic tool. Many of your most valuable employees are navigating the dual demands of a career and caring for loved ones, from young children to aging parents. This constant balancing act can lead to increased stress, unplanned absences, and a dip in productivity. A Dependent Care Assistance Plan (DCAP) offers a direct, meaningful solution to one of their greatest financial hurdles.
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