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Jessi Cole-Jackson

Protecting Your Business: Understanding Assault and Battery Insurance

By Business Insurance
Picture this: At a large apartment complex, two residents argue in the parking lot late at night. The confrontation escalates, and one person suffers an injury. Soon after, the property management company faces a lawsuit over failing to provide adequate security for their tenants. Incidents like these serve as a crucial reminder—organizations face real risks of liability claims from assaults or altercations. You may assume your general liability policy covers all incidents on your property, but these policies often exclude claims arising from assault and battery. Specialized assault and battery insurance addresses this gap. In this post, you’ll learn what…
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Kapnick Welcomes Davis Meyn as Commercial Risk Advisor

By Business Insurance, Kapnick News
Davis Meyn joins Kapnick Insurance as a Client Executive in Indianapolis. His addition strengthens Kapnick’s presence in Indiana. Davis specializes in insurance for the construction and manufacturing industries. He developed his client-focused approach during his time at Ball State University. Davis chose Kapnick for its commitment to staying privately held and its exceptional support for clients and employees. “Kapnick’s dedication to its people and specialized teams truly set it apart,” he said. “I’m excited to expand our reach and deliver innovative solutions to clients in Indianapolis.” With a passion for outstanding service and building strong relationships, Davis is ready to…
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Excess Liability vs. Umbrella, the Difference?

By Business Insurance
When discussing coverage gaps with decision makers, I will often get the question, “well doesn't my umbrella catch that?”. At one point in time, that answer could often be a yes. In 2025, that is not the case. The change in verbiage from “umbrella” to “excess liability” reflects a narrowing of the coverage. Excess liability simply increases your limits of liability coverage for auto, worker’s compensation, and general liability. The days of an “umbrella” broadening coverage are coming to an end.     Understanding Excess Liability for Your Business  When it comes to protecting your business with excess liability insurance, determining…
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Adapting Insurance Needs for Business Growth

By Business Insurance
How to Scale Your Insurance Policies to Match Expansion and Evolving Risks Expanding your business is an exciting milestone, but it also introduces new challenges—especially when it comes to maintaining the right insurance coverage. As your business evolves, your insurance needs to keep up to protect your new assets, employees, and operations. Let’s dive into how you can adjust your coverage to match your growth.
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