The term “alternative risk transfer” (ART) is used to describe a wide range of insurance and risk management products and strategies. While each ART product is unique, they all share one common goal: to help businesses manage and transfer risk more effectively without relying on traditional commercial insurance. But with so many
Your employees’ healthcare costs are rising every year–both in premiums as well as doctor visits and prescription drugs. They won’t need to look for ways to pay if money is already set aside to cover unplanned medical expenses. Additionally, they can refrain from taking on more debt than what is manageable
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