The role of insurance has changed over the years. Your personal insurance policies are often treated like a commodity, but the life you’ve built cannot be reduced to a line on a spreadsheet. For over 75 years, Kapnick’s personal insurance experts have worked to help families protect their assets and property from loss.
While we can help you insure a wide range of personal assets, three of our most common policies include:
Homeowner’s Insurance
For most of us, our home is our most valuable asset. This is why the right homeowner’s insurance policy is so important. Homeowner’s insurance protects your home and belongings from theft, fire, accidents, and even the weather. It also provides some liability coverage if someone on your property is hurt or their property is damaged.
Auto Insurance
You get what you pay for, and if your car insurance premium is too good to be true, it’s probably not good at all. Your car or truck can be a fairly costly investment, and one that is exposed to significant losses that are out of your control. At Kapnick, we work hard to ensure you have the protection you need at a price you can afford.
Personal Umbrella
Accidents happen. Someone could slip and fall on your icy sidewalk, be injured during your holiday party, or you could get in a car accident while traveling. If you’re held liable for the incident, you could be responsible for medical expenses, court costs, and/or damages. If you aren’t protected by a personal umbrella policy, you could be putting your house and other financial assets at risk.
While other insurance policies provide some liability coverage, it’s often not enough, especially since judgments of $1 million or more are increasingly common.
A personal umbrella policy is typically very affordable and designed to protect you and your family against a catastrophic lawsuit or judgment.
KAPNICK CAN HELP PLACE ALL OF YOUR PERSONAL INSURANCE POLICIES, INCLUDING:
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- Home
- Secondary Homes
- Rental Homes
- Farms
- Auto
- Umbrella
- Flood
- Boats / Jet Ski
- Snowmobiles
- ATV
- Motorhomes
- Motorcycles
