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Vanessa Ohrman

Understanding the Funding Spectrum for Employee Benefits

By Employee Benefits
When addressing employee benefits, organizations often find themselves at a crossroads, faced with the decision of how best to fund these essential offerings. While many brokers may predominantly highlight fully insured plans, there exists a rich spectrum of funding options that can provide tailored solutions suiting the unique needs of each company. In this post, we will explore the various funding options available, focusing on the benefits they offer to both the organization and its employees. Key Funding Options The funding spectrum can encompass a variety of strategies, each designed to cater to different organizational needs, financial goals, and risk…
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Kapnick Insurance Welcomes New Commercial Insurance Client Executive, Emily Kouzmanov

By Kapnick News
Kapnick Insurance, renowned for its comprehensive insurance solutions, is thrilled to announce the addition of Emily Kouzmanov as a new Client Executive in the commercial insurance division. Emily's area of expertise will include the manufacturing, hospitality, and agribusiness sectors. When asked what she’s most looking forward to in her new role, Emily said, “The opportunity to work collaboratively with clients to understand their unique needs is exciting. I am committed to identifying and delivering tailored solutions that not only meet but exceed our clients' expectations." Emily is a proud alumna of Michigan State University. Her previous career experience has been…
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Kapnick Insurance Welcomes New Commercial Insurance Client Executive, Sean Carriveau

By Business Insurance, Kapnick News
Kapnick is proud to announce the appointment of Sean Carriveau as a new commercial risk Client Executive, based in our Ann Arbor office. Sean, an accomplished professional with significant experience, joins Kapnick with a strong background in business management and a commitment to client service. He has a degree from Oakland University . In his new role, Sean will leverage his skills and expertise to provide bespoke commercial risk solutions to clients, ensuring their businesses and lives are not compromised due to unexpected losses. His focus lies in building enduring relationships and delivering tailored insurance solutions that align with their…
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Kapnick Insurance Welcomes New Employee Benefit Client Executive, Geoff Finger

By Employee Benefits, Kapnick News
Kapnick is pleased to announce the addition of Geoff Finger to our team as an Employee Benefit Client Executive, based out of the Troy office. Geoff brings with him an impressive track record in the industry, having served clients of all sizes and from diverse sectors. His extensive experience and creativity make him a valuable addition to Kapnick's growing team. Geoff shared his excitement about joining the Kapnick team, saying, "I'm thrilled to be part of Kapnick Insurance. The opportunity to grow professionally in a place where I can truly serve clients is invigorating. What really drew me to Kapnick…
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FSA letters hanging on rope with colorful clothespins

The Tax Benefits of FSAs

By Employee Benefits
Are you tired of paying exorbitant medical, dental, vision, or hearing bills with after-tax dollars? Look no further than flexible spending accounts (FSAs)! These accounts are a powerful tool that allow individuals to pay for eligible health care and dependent care expenses with pre-tax dollars. Here's how it works: As an employee, you agree to contribute a portion of your pre-tax salary into an FSA. This money is then automatically (more…)
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