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All Posts By

Jessi Cole-Jackson

May 29

Lower Your Insurance Broker Costs Now

By Business Insurance
Lower Insurance Broker Costs in a Changing Market The commercial insurance landscape undergoes constant shifts, and recent market adjustments have created new opportunities for businesses to save money. Rates in many sectors are stabilizing, and favorable conditions are emerging for well-managed risk portfolios. However, many business leaders are looking at their recent renewals and wondering why their premiums remain stagnant or continue to climb. If you are not seeing a notable reduction in your insurance expenses, the issue might not be the market itself. Instead, it might be a sign that you are not partnered with the right broker. Understanding…
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May 29

Streamlining Commercial Refinances for Smoother Closings

By Business Insurance
Streamlining Commercial Refinances for Smoother Closings Securing a new commercial property or refinancing an existing asset involves a massive amount of coordination. You have to manage appraisals, legal reviews, environmental reports, and financing approvals all at once. The last thing you need is a last-minute delay caused by an insurance compliance issue. Unfortunately, insurance often becomes an afterthought during the transaction timeline. This oversight can quickly derail a closing when lender requirements are misunderstood or missed entirely. For property owners and investors, streamlining commercial refinances requires a proactive approach, especially when it comes to navigating complex insurance guidelines. By partnering…
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May 27

Rising Transportation Insurance Costs (How to Fix It)

By Business Insurance, Insurance
Each year, transportation companies face a frustrating reality: rising transportation insurance costs. Even if you have a great safety record and minimal claims, you might still see your auto rates climb. It’s a trend that can strain budgets and leave business owners feeling powerless. So, what’s going on? It’s not just you. The entire insurance market is being reshaped by forces outside of your control. But while you can’t change the market, you can change your approach to it.
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May 21

The Balance between Customization and Consolidation

By From the Experts, Specialty Risk
Are you a private equity firm or an investor with a diverse portfolio of investments? Do you struggle with managing multiple insurance programs for each of your investments? If so, you may be considering consolidating your insurance programs into one master program.   But is this the best solution for you and your business?   In this blog post, we'll explore the pros and cons of keeping separate insurance programs versus a master program that covers all of your investments.   PROS OF KEEPING SEPARATE INSURANCE PROGRAMS:   Management control: in order to attract and retain the best managers at…
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Mar 11

Enhancing Employee Engagement through Communication

By Employee Benefits
Effective communication is the foundation of any successful organization. Whether it’s fostering a positive culture, ensuring education about benefits, or simplifying complex processes, clear and accessible communication is critical. At Kapnick, we recognize that enhancing employee engagement through communication is not just a goal—it's a necessity for modern businesses looking to thrive. We’ve built our communication strategy to provide employees and employers the clarity, support, and tools they need to make confident decisions. Here's a closer look at what Kapnick's communication strategy encompasses and how it empowers organizations to succeed. What is Kapnick's Communication Strategy? Kapnick's communication strategy is a…
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Mar 11

Global Insurance Expertise: Navigating a Borderless World

By Business Insurance
Global Insurance Expertise: Navigating a Borderless World Expanding internationally opens up new opportunities. However, it also brings complex risks. Regulations, cultural differences, and insurance standards vary by country and can create dangerous gaps in coverage. As a result, global businesses need a consistent insurance strategy to avoid exposure and maintain financial stability wherever they operate. Many businesses juggle disconnected local policies. As a result, crucial coverage gaps can appear. However, Kapnick’s global insurance expertise helps you avoid these risks. We design cohesive international insurance programs that align your coverage across every market. So, your business stays protected—everywhere you operate. The…
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Mar 03

SHRM Names Caregiving a Top Workplace Issue for 2026

By Employee Benefits
Why Employers Should Pay Attention Now In its Top Five Workplace Policy Issues for 2026, SHRM identified that caregiving is a top workplace issue, not just a personal challenge, but a measurable business issue.¹ With limited public care infrastructure and a growing multi-generational workforce, employers are increasingly absorbing the downstream impact of caregiving strain. The data reinforces why this issue can no longer be viewed as peripheral.
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Mar 01

Navigating Loan Restrictions and Liability Gaps: Insurance Challenges for Property Owners

By Business Insurance
For property owners, securing insurance has always been about managing risk. However, new challenges, including loan restrictions and liability gaps, are making it harder to obtain the coverage needed to satisfy loan requirements and protect assets. Two key trends are driving concern: stricter Fannie Mae and Freddie Mac insurance requirements and a surge in exclusions for abuse, assault, battery, and firearms.
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Feb 26

How to Get Your Library Board to Say “Yes” Faster

By Employee Benefits
As a library leader, you are constantly working to improve services, support your staff, and secure the financial health of your organization. You develop thoughtful proposals for new benefits plans or critical compliance updates, only to see them stall in board meetings. The delay or rejection often has little to do with the merit of your ideas. Instead, it comes down to how the information is presented. Getting board approval is often the make-or-break step for moving your library forward. Even the most well-intentioned proposals can get lost in translation, leading to frustrating delays and missed opportunities. The key to…
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Feb 26

Build Your Library Benefits: First Independent Benefits Plan

By Employee Benefits
For a public library, achieving independence from municipal control is a monumental achievement. It marks the beginning of a new chapter, one filled with opportunity and autonomy. However, with this newfound freedom comes the critical responsibility of building an employee benefits program from the ground up. Developing robust library benefits is not just a task—it’s a unique chance to design a plan that truly reflects your organization’s values, supports your dedicated staff, and helps you attract top talent.
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