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Strength. Knowledge. Direction.

Kapnick Insurance Group’s many solutions for controlling risk are streamlined by our one firm approach. Each department, team member, and industry specialist works together to ensure that all of your risks are mitigated. Our system is designed to identify risk, create a plan, manage those risks, and monitor the results – giving you the strength, knowledge, and direction to handle anything that may come your way.
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Strength. Knowledge. Direction.

Kapnick Insurance Group’s many solutions of controlling risk are streamlined by our one firm mentality. Each department, team member, and industry specialist works together to ensure that all of the risks identified by our RisKap System are mitigated. Our RisKap System is designed to identify risk, create a plan, to manage those risks, and monitor the results – giving you the strength, knowledge, and direction to handle anything that may come your way.
Learn More

Strength. Knowledge. Direction.

Kapnick Insurance Group’s many solutions of controlling risk are streamlined by our one firm mentality. Each department, team member, and industry specialist works together to ensure that all of the risks identified by our RisKap System are mitigated. Our RisKap System is designed to identify risk, create a plan, to manage those risks, and monitor the results – giving you the strength, knowledge, and direction to handle anything that may come your way.
Learn More
Stay up-to-date and informed. Click to read about Michigan's No-Fault Auto Insurance Reform

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Business

Comprehensive coverage for your corporate risk.

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Employee Benefits

Attract, retain and protect your team.

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Personal

Insurance tailored to fit your life.

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A premier insurance broker

based in Michigan, serving all 50 states and internationally.

Our ability to help you navigate complex insurance issues starts with our proven business principles. From workplace safety to attracting top talent, improving the bottom line to navigating a sea of regulations—operating a business has become increasingly complex. So who can you trust to understand your unique business insurance requirements and provide sound direction?

Founded in 1946, Kapnick Insurance Group is a third generation, privately held, Michigan-based professional service firm. Our 160+ employees provide expert guidance pertaining to business insurance, risk solutions, employee benefits, corporate wellness, international reach, and personal insurance to a vast and diverse base of clients worldwide. For over 70 years companies have looked to Kapnick Insurance Group as a trusted advisor, providing solutions that protect their operations and employees. We innovate. We partner. We lead clients in new directions that minimize risk and reduce cost.

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Industry Focus

Custom solutions for unique exposures.

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Kapnick Connect

Tools to manage your insurance.

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Careers

Looking for a great place to work? You found it!

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Our Clients Say

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“Kapnick Insurance Group helped us find a healthcare solution that cut costs and maintained a consistent benefit level. With the savings we were able to reduce employee contributions, partially fund deductibles and start paying step increases.”

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“Kapnick has always provided us with solutions that were exceptional. We consider Kapnick to be a trusted advisor and strategic partner.”

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“The Kapnick team views risk management problems much like we view our own business challenges: Not as obstacles or potential excuses but as opportunities for solutions and growth”

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“We couldn’t be happier with the personal level of service they have provided for us, and look forward to our lasting relationship.”

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“We count on Kapnick's insurance professionals to keep us protected. Being in the highly competitive parts manufacturing niche of course makes us very aware of costs, and we are confident that Kapnick works hard to keep our premium competitive with the market.”

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“For 30 years we have shared a true partnership with Kapnick Insurance.From analyzing and placing insurance coverage to solving claims problems, I never cease to be amazed at the extraordinary service we receive from Kapnick.”

Explore Our Resource Library

Medicare Part D Disclosures Due to CMSLegislative Updates

Legislative Update: PCORI Fees Due July 31

Quick Facts: The Affordable Care Act (ACA) requires health insurance issuers and employers that sponsor self‐insured health plans to pay Patient‐Centered Outcomes Research Institute fees (PCORI fees). Though the PCORI fee was scheduled to expire for plan years ending on or after October 1, 2019, it was extended to plan years ending on or before September (more…)
June 25, 2020
Claim Stories

Claim Stories: Fire From Overloaded Outlet

Accidents can happen at home and at work, even while doing mundane tasks, but taking steps to ensure you’re following the proper guidelines and safety measures is the first step toward preventing loss. Here we have one of our claim stories in which a fire from an overloaded outlet caused major building damage. (more…)
June 10, 2020
Auto Reform

No-Fault Reform Update: How Benefits Are Prioritized

Keeping up with the most current information surrounding the No-Fault Reform can be challenging. Today we will cover exactly how benefits are prioritized in this update. What is Changing? PIP – Personal Injury Protection (PIP) will be transitioning to tiered levels of coverage. Drivers will have the ability to choose from various tiers that best fit their individual needs. These offerings include: (more…)
June 5, 2020
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