Skip to main content

Strength. Knowledge. Direction.

Kapnick Insurance is one of the Midwest’s largest independently owned insurance brokerages. Representing top-rated national and regional carriers, we provide tailored solutions in business and personal insurance, employee benefits, risk management, and worksite well-being.
Learn More

Icon Personal

Business

Comprehensive coverage for your commercial risk.

Icon Employee Benefits

Employee Benefits

Attract, retain and protect your team.

Icon Business

Personal

Insurance tailored to fit your life.

Business Mix

A premier insurance broker

with Midwest roots and a global reach.

Founded in 1946, Kapnick Insurance is an independent professional insurance advisory firm. Our 220+ colleagues provide expert guidance and creative problem solving pertaining to business insurance, risk solutions, employee benefits, worksite well-being, and personal insurance to a vast and diverse base of clients worldwide.

For over 80 years, companies and individuals have looked to Kapnick as a trusted advisor, providing solutions that protect their operations and employees.

We innovate. We partner. We lead clients in new directions that minimize risk and reduce cost.

Read About Us
Get A Quote

Buildings-Icon

Industry Focus

Custom solutions for unique exposures.

Logo-Kapnick-Connect

Kapnick Connect

Tools to manage your insurance.

Careers-Icon

Careers

Looking for a great place to work? You found it!

Our Clients Say

Kapnick is responsive, independent, and big enough to fill our needs while giving us the personal attention we desire.

Kapnick does a remarkable job of researching, negotiating & implementing the best possible benefit plan an organization our size could acquire.

We may not be one of the biggest clients at Kapnick, but we get treated like one whenever we call.

Property and liability insurance are major factors in our business operations. For 30 years we have shared a true partnership with Kapnick. From analyzing and placing insurance coverage to solving claims problems, I never cease to be amazed at the extraordinary service we receive from Kapnick.

Since the firm’s founding, Kapnick’s been responsive to our changing needs. We rely on them for their service and advice and appreciate their consultative approach to insurance and risk management.

Kapnick Insurance and its Assurex Partners have played a key role in securing our growth and assets, both domestically and internationally.

Kapnick has always provided us with solutions that were exceptional. We consider Kapnick to be a trusted advisor and strategic partner.

Kapnick helped us find a healthcare solution that cut costs and maintained a consistent benefit level. With the savings we were able to reduce employee contributions, partially fund deductibles and start paying step increases.

We couldn’t be happier with the personal level of service they have provided for us, and look forward to our lasting relationship.

The Kapnick team views risk management problems much like we view our own business challenges: Not as obstacles or potential excuses but as opportunities for solutions and growth.

We count on Kapnick's insurance professionals to keep us protected. We are very aware of costs, but confident that Kapnick works hard to keep our premiums competitive with the market.

It's hard to find an insurance partner that understands our complex needs. Kapnick learns the divergent pieces of our business and then takes their knowledge to the market to find us the right carriers and risk mitigation solutions.

Explore Our Resource Library
Why a Strong COI Review Process Protects Your Roofing Business Business Insurance

Why a Strong COI Review Process Protects Your Roofing Business

Why a Strong COI Review Process Protects Your Roofing Business Hiring subcontractors helps you finish roofing projects on time and on budget. But every crew you bring on adds new liability to your jobsite. A solid COI review process gives you confidence that everyone working under your name carries proper coverage. Without it, one uninsured accident could fall squarely on your shoulders. This guide walks you through what certificates of insurance are, why reviewing them matters, and how ongoing tracking shields your business. You will learn the common risks of outdated documents and the practical steps to stay protected. Let's…
June 10, 2026
Essential Fall Protection Safety: Preventing Workplace Ladder Injuries Business Insurance

Essential Fall Protection Safety: Preventing Workplace Ladder Injuries

Essential Fall Protection Safety: Preventing Workplace Ladder Injuries Every day, your team relies on you to provide a secure work environment. A single misstep on a ladder changes lives forever. Falls remain the leading cause of fatal workplace injuries. Furthermore, they account for countless severe non-fatal accidents. Protecting your workers requires more than just buying the right equipment. You must implement comprehensive fall protection safety protocols across your entire organization. Prioritizing safety protects the people who make your business successful. When you establish clear guidelines, you empower your team to work confidently. Let us examine practical ways to secure your…
June 10, 2026
Understanding Surety Bond Basics to Protect Your Business Business Insurance

Understanding Surety Bond Basics to Protect Your Business

Understanding Surety Bond Basics to Protect Your Business Growing a successful business requires taking calculated risks. You work hard every day to build trust with your clients and partners. Sometimes, lucrative contracts require a clear financial guarantee to prove your reliability. This is where understanding surety bond basics becomes essential for your organization. By grasping these core concepts, you protect your bottom line and open doors to exciting new opportunities. Financial guarantees do not have to feel complicated or overwhelming. When you know how they work, you can confidently bid on larger projects. Let us break down exactly what you…
June 10, 2026