Strength. Knowledge. Direction.

Kapnick Insurance is one of the Midwest’s largest independently owned insurance brokerages. Representing top-rated national and regional carriers, we provide tailored solutions in business and personal insurance, employee benefits, risk management, and worksite well-being.
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Business

Comprehensive coverage for your commercial risk.

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Employee Benefits

Attract, retain and protect your team.

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Personal

Insurance tailored to fit your life.

Business Mix

A premier insurance broker

with Midwest roots and a global reach.

Founded in 1946, Kapnick Insurance is an independent professional insurance advisory firm. Our 220+ colleagues provide expert guidance and creative problem solving pertaining to business insurance, risk solutions, employee benefits, worksite well-being, and personal insurance to a vast and diverse base of clients worldwide.

For over 80 years, companies and individuals have looked to Kapnick as a trusted advisor, providing solutions that protect their operations and employees.

We innovate. We partner. We lead clients in new directions that minimize risk and reduce cost.

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Industry Focus

Custom solutions for unique exposures.

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Kapnick Connect

Tools to manage your insurance.

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Careers

Looking for a great place to work? You found it!

Our Clients Say

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“Kapnick is responsive, independent, and big enough to fill our needs while giving us the personal attention we desire.”

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“Kapnick does a remarkable job of researching, negotiating & implementing the best possible benefit plan an organization our size could acquire.”

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“We may not be one of the biggest clients at Kapnick, but we get treated like one whenever we call.”

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“Property and liability insurance are major factors in our business operations. For 30 years we have shared a true partnership with Kapnick. From analyzing and placing insurance coverage to solving claims problems, I never cease to be amazed at the extraordinary service we receive from Kapnick.”

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“Since the firm’s founding, Kapnick’s been responsive to our changing needs. We rely on them for their service and advice and appreciate their consultative approach to insurance and risk management.”

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“Kapnick Insurance and its Assurex Partners have played a key role in securing our growth and assets, both domestically and internationally.”

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“Kapnick has always provided us with solutions that were exceptional. We consider Kapnick to be a trusted advisor and strategic partner.”

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“Kapnick helped us find a healthcare solution that cut costs and maintained a consistent benefit level. With the savings we were able to reduce employee contributions, partially fund deductibles and start paying step increases.”

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“We couldn’t be happier with the personal level of service they have provided for us, and look forward to our lasting relationship.”

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“The Kapnick team views risk management problems much like we view our own business challenges: Not as obstacles or potential excuses but as opportunities for solutions and growth.”

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“We count on Kapnick's insurance professionals to keep us protected. We are very aware of costs, but confident that Kapnick works hard to keep our premiums competitive with the market.”

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“It's hard to find an insurance partner that understands our complex needs. Kapnick learns the divergent pieces of our business and then takes their knowledge to the market to find us the right carriers and risk mitigation solutions.”

Explore Our Resource Library
From Benefits to Better Living: Smarter Communication. Stronger Workforce Employee Benefits

From Benefits to Better Living: Smarter Communication. Stronger Workforce

Employers invest heavily in benefits. Yet many employees do not understand what they have or how to use it. The problem usually is not the benefits themselves. It is the message. Strong benefits communication closes that gap, so your people actually use the programs you provide. Strive simplifies communication through customized Wellbeing at Work Communication Packages that drive understanding, increase utilization and support employee wellbeing, all while helping organizations maximize the value of their benefits investment. The Communication Gap Employers Face This is one of the most common challenges we hear from employers. They offer valuable resources, from wellness programs…
October 12, 2026
Know Your Numbers: How Fingerstick Biometric Screenings Help Your Team Employee Benefits

Know Your Numbers: How Fingerstick Biometric Screenings Help Your Team

Many serious health conditions develop quietly. People can feel fine for years while their blood pressure, cholesterol or blood sugar slowly climbs. Biometric screenings help employees catch those changes early. With fingerstick screenings, your team can learn their key health numbers in minutes, right at work. The Hidden Cost of Unknown Health Risks The Centers for Disease Control and Prevention (CDC) estimates that about one in three U.S. adults has prediabetes. More than eight in 10 of them do not know it. Similar gaps exist for high blood pressure and high cholesterol. These conditions often have no symptoms until they…
October 12, 2026
Mental Health Training at Work: How MHFA and QPR Support Your Team Employee Benefits

Mental Health Training at Work: How MHFA and QPR Support Your Team

Sometimes first aid is not a bandage, CPR or the Heimlich. Sometimes, first aid is a person who knows what to say. Mental health training gives your people the skills to notice when a colleague is struggling and the confidence to help. It is also a practical way to show your team that you take their well-being seriously. Why Mental Health Belongs in the Workplace Employees expect their workplace to care about mental health. According to a 2023 American Psychological Association survey, 92 percent of workers say it is important to be part of an organization that prioritizes emotional well-being.…
October 12, 2026