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Strength. Knowledge. Direction.

Kapnick Insurance is one of the Midwest’s largest independently owned insurance brokerages. Representing top-rated national and regional carriers, we provide tailored solutions in business and personal insurance, employee benefits, risk management, and worksite well-being.
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Business

Comprehensive coverage for your commercial risk.

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Employee Benefits

Attract, retain and protect your team.

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Personal

Insurance tailored to fit your life.

Business Mix

A premier insurance broker

with Midwest roots and a global reach.

Founded in 1946, Kapnick Insurance is an independent professional insurance advisory firm. Our 220+ colleagues provide expert guidance and creative problem solving pertaining to business insurance, risk solutions, employee benefits, worksite well-being, and personal insurance to a vast and diverse base of clients worldwide.

For over 80 years, companies and individuals have looked to Kapnick as a trusted advisor, providing solutions that protect their operations and employees.

We innovate. We partner. We lead clients in new directions that minimize risk and reduce cost.

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Industry Focus

Custom solutions for unique exposures.

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Kapnick Connect

Tools to manage your insurance.

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Our Clients Say

Kapnick is responsive, independent, and big enough to fill our needs while giving us the personal attention we desire.

Kapnick does a remarkable job of researching, negotiating & implementing the best possible benefit plan an organization our size could acquire.

We may not be one of the biggest clients at Kapnick, but we get treated like one whenever we call.

Property and liability insurance are major factors in our business operations. For 30 years we have shared a true partnership with Kapnick. From analyzing and placing insurance coverage to solving claims problems, I never cease to be amazed at the extraordinary service we receive from Kapnick.

Since the firm’s founding, Kapnick’s been responsive to our changing needs. We rely on them for their service and advice and appreciate their consultative approach to insurance and risk management.

Kapnick Insurance and its Assurex Partners have played a key role in securing our growth and assets, both domestically and internationally.

Kapnick has always provided us with solutions that were exceptional. We consider Kapnick to be a trusted advisor and strategic partner.

Kapnick helped us find a healthcare solution that cut costs and maintained a consistent benefit level. With the savings we were able to reduce employee contributions, partially fund deductibles and start paying step increases.

We couldn’t be happier with the personal level of service they have provided for us, and look forward to our lasting relationship.

The Kapnick team views risk management problems much like we view our own business challenges: Not as obstacles or potential excuses but as opportunities for solutions and growth.

We count on Kapnick's insurance professionals to keep us protected. We are very aware of costs, but confident that Kapnick works hard to keep our premiums competitive with the market.

It's hard to find an insurance partner that understands our complex needs. Kapnick learns the divergent pieces of our business and then takes their knowledge to the market to find us the right carriers and risk mitigation solutions.

Explore Our Resource Library
Geopolitical Tensions Reshaping Business Insurance and Risk Strategy Business Insurance

Geopolitical Tensions Reshaping Business Insurance and Risk Strategy

Geopolitical tensions have moved from background noise to front-and-center business risk. Today, geopolitical tensions impact risk in ways that ripple across entire operations. Sanctions, trade restrictions, regional conflicts, and political instability are no longer rare disruptions — they are recurring pressures that affect how goods move, how suppliers operate, and how companies plan. For decision-makers in manufacturing, technology, logistics, and other globally exposed industries, geopolitical supply chain risk is now a core operational concern. The question is no longer whether disruption will happen. It is whether your business is prepared when it does — and whether your insurance program reflects…
June 4, 2026
Simplify Your Multifamily Claims Process Business Insurance

Simplify Your Multifamily Claims Process

Simplify Your Multifamily Claims Process Managing a multifamily housing property brings unexpected challenges. A pipe bursts in a top-floor unit, a severe storm damages multiple roofs, or a fire displaces dozens of tenants. When disaster strikes, your immediate priority is the safety of your residents and the rapid restoration of your building. During these stressful moments, you need your insurance coverage to respond flawlessly. Unfortunately, many property owners find themselves battling their insurance carriers for fair compensation instead of focusing on recovery. Partnering with a dedicated team of specialists completely transforms your multifamily claims process. Working with experts who understand…
May 29, 2026