Picture this: At a large apartment complex, two residents argue in the parking lot late at night. The confrontation escalates, and one person suffers an injury. Soon after, the property management company faces a lawsuit over failing to provide adequate security for their tenants. Incidents like these serve as a crucial reminder—organizations face real risks of liability claims from assaults or altercations. You may assume your general liability policy covers all incidents on your property, but these policies often exclude claims arising from assault and battery. Specialized assault and battery insurance addresses this gap. In this post, you’ll learn what…
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