Tag

Behavioral Health

Oct 09

Wisconsin Malpractice Requirements: What Behavioral Health Leaders Should Know

By Business Insurance
Behavioral health organizations in Wisconsin face a coverage question that many other states do not. Chapter 655 and the Injured Patients and Families Compensation Fund set specific rules for certain health care providers. As clinics add psychiatry, nursing and medical services, those rules can start to apply. Understanding Wisconsin malpractice requirements helps leaders avoid compliance gaps and uncovered claims. How Chapter 655 Works Wisconsin's system pairs primary malpractice insurance with a state fund. Providers subject to Chapter 655 must carry at least $1 million per occurrence and $3 million in annual aggregate coverage. Their primary coverage must be certified to…
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Oct 09

Care Coordination Liability: Managing Risk When Partners Share the Work

By Business Insurance
No behavioral health organization can do everything alone. Community clinics rely on hospitals, primary care providers, schools and specialty partners to deliver complete care. That collaboration is a strength. However, it also blurs the lines of responsibility. When something goes wrong between two organizations, care coordination liability determines who answers for it. Often, the answer surprises leaders. Shared Care Means Shared Exposure The CCBHC model depends on coordination. Clinics may deliver some required services through Designated Collaborating Organizations, known as DCOs. Even so, the CCBHC generally remains responsible for the care its patients receive. In other words, outsourcing a service…
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Oct 09

Crisis Services Liability: Protecting Your Team When Every Minute Counts

By Business Insurance
Crisis work is some of the most important care a behavioral health organization provides. It is also some of the riskiest. Clinicians make fast decisions with limited information, often outside the clinic. When outcomes are tragic, families look for answers, and sometimes they look to the courts. For that reason, crisis services liability belongs at the center of any behavioral health risk conversation. Why Crisis Care Carries Unique Risk Crisis programs serve people at their most vulnerable moments. Many patients present with suicidal thoughts, psychosis or intoxication. Some are unknown to the organization. Others arrive through a hotline, a police…
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Oct 09

CCBHC Professional Liability: Why Complexity Matters More Than the Label

By Business Insurance
Community behavioral health organizations are growing fast. New grants fund new programs, and new programs bring new clinicians, locations and patients. That growth serves the community well. However, it also changes the risks your organization carries every day. For leaders moving toward the Certified Community Behavioral Health Clinic model, CCBHC professional liability deserves a fresh look. A policy written for a small outpatient practice rarely fits a 24/7 clinical platform. What Makes a CCBHC Different The CCBHC model turns behavioral health into a coordinated care system. SAMHSA's framework requires clinics to serve anyone seeking mental health or substance use care.…
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