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Why It Matters
You have big dreams, and we have a passion for helping you manage your everyday risk, recover from unexpected events, and realize those dreams. Schools, universities, municipalities, and association environments will undoubtedly continue to change with new risks emerging, but at Kapnick we think in years, not quarters. Our unwavering commitment to providing best-in-class service, our ability to draft groundbreaking coverage, and our reputation for excellence in creating employee benefits programs will remain, no matter what the future holds.
What We Do
Our collaborative, consultative experts at Kapnick can help your organization develop a comprehensive strategy to balance your financial realities and goals and guide you through every step of the process. Our strong carrier relationships give you access to competitive pricing, coverage terms, service, and claims handling and our in-house enrollment, FSA, COBRA, and benefits administration system can help ease the workload of your HR team.
We understand organizations in our SUMA practice group are complex and you face complicated risk management challenges, which is why we work side-by-side with you to develop strategies to limit your exposures. Through various strategic partnerships, the SUMA team assists each district, community, or organization in developing systems and procedures to manage your risks using our exclusive risk analysis system to mitigate loss and improve efficiencies. RisKap includes:
- Consultation – in depth evaluation of your organization’s programs and strategic goals
- Assessment – trending analysis and claim forecasting
- Development – validated experts, insurance carrier programs, and technology solutions
- Implementation – targeted employee communications and safety committee meetings
- Monitoring and Support – administrative support, claims advocacy, and continued educational opportunities
Among the educational opportunities available to our Property & Casualty clients are seminars for educators, students, or employees on effective safety measures.
For more information on RisKap, our exclusive risk management system, please click here
Who We Partner With
The Kapnick SUMA team strives to be more than just a vendor to our clients. We get to know you, your unique school or community, and your people in order to better understand the specific risks you face and the benefits you value. We also work with you to educate your employees on their available benefits, so they can make informed decisions while also understanding their total compensation package. We want to be your strategic partner, sitting on the same side of the table with you to create long-term solutions for your school, district, organization, or community.
We Have Unique Expertise In
Corporate Risk
Coverages
- Property and casualty insurance programs
- Alternative risk (high deductible structured programs, captives & risk-sharing pools)
- Cyber, network, and privacy liability
- Sexual Abuse & Molestation Coverage
- Student accident and travel coverage
- Critical incident/ active shooter services
Services
- Claims advocacy and management
- Disaster management and loss prevention services
- Premium allocations and budget preparations
- RFP specification design
Employee Benefits
- Executive benefits
- Health and welfare services
- Healthcare analytics
- Human resource services (including an in-house call center for enrollment, FSA, COBRA, and benefits administration)
- Healthcare Reform consulting
- International benefit services
- Health insurance bidding
- Predictive modeling
- Voluntary benefits
- Wellness initiatives
- Compliance insight
“Kapnick Insurance Group helped us find a health care solution that cut cost and maintained a consistent benefit level. With the savings we were able to reduce employee contributions, partially fund deductibles, and start paying step increases.”
A Large Public School District
