In light of increasing pharmacy costs, Kapnick is offering a new discount pharmacy program to our Benefits services—RxKap. RxKap is a free prescription drug savings program that offers everyone, those with health insurance and without, significantly lower cash prices for much needed prescriptions.
RxKap provides prescription drug savings via an employee discount card. With this card, employees have access to lower cost prescriptions while reducing the total number of claims, directly reducing benefit costs for employers.
What is the Famulus app and how will it help me save?
The Famulus app is a free price comparison tool that helps Americans access the lowest prescription prices at their local pharmacies for savings up to 80%. You have access to it through Kapnick’s RxKap program!
How does it work?
An employee who uses a discount card gains access to a Pharmacy Benefit Manager (PBM). PBM’s negotiate directly with drug manufacturers or wholesalers for quantity discounts. A portion of rebates or network discounts are then passed on to card users directly at the point of sale. Card users therefore avoid paying a retail pharmacy’s far higher retail cash price for their prescriptions.
Is the app safe to use? Is my personal information protected?
You do not need to enter any personal information to access the app. You don’t even need to create an account or password. The app will simply connect you with the lowest prices at the pharmacy with no hoops to jump through.
What if I don’t have a smartphone or don’t want to download the app?
You can still save! Simply access the prescription search tool by visiting the RxKap page, search your prescription, download or print the coupon, and then bring the coupon to the pharmacy to save
How does it help an employer?
For self-insured and experience rated employer groups, employees using discount cards and paying for prescriptions directly is particularly appealing because the organization reduces the total number of claims, ultimately reducing their benefit costs.
Providing access to a discount card easily creates an employee perk with no cost to the employer and offers savings opportunities for all parties. It’s a win-win.
I have existing insurance, can I still use the app?
Absolutely! Anyone and everyone can use the app, even if you have an existing insurance plan. Often times, the discount prices available through our app are even less than your standard copay.
How do I sign up?
Simply download the Famulus app by searching for it in your app store or clicking here. Then enter our group ID: CS13
Can I share the app and member ID with family members, employees and other close contacts?
Yes. We want to help you, your family and your employees save money at the pharmacy counter. You can share the link to download the app to access the website widget. Be sure to provide our group ID (CS13) to them to enter when accessing the app for the first time.